This is an actual conversation that I had today when my college from Oxford called me:
St Cross (STX): Are you interested in donating towards our new building fund?
Me: I’m really sorry, but I’ve actually just given up spending money.
STX: *Awkward silence* For lent?
Me: No. For a year. So now’s not a really good time for me, but if you call me back next year I may be able to help. Goodnight!
Unforeseen advantage of stopping spending money: I am a telemarketers worst nightmare.