Inspired by a post by Birchbox, I used some hole reinforcements (what’s the real name for these things??!) and covered my nails with another colour for some quick nail art to help my sad looking mani last until the weekend.

What do you think?

Today I bought new shampoo and conditioner. After 14 weeks of not spending money, I have finally run out f some toiletries.

This shit just got real.

I first fell in love with eyeko’s eyeliner when I got a sample in my Birchbox a few months back. At £12 each, they don’t fit into my year of no spending.

Happily, there is a full sized eyeliner as a free gift with this month’s Glamour, currently on sale for £2. At that price, I managed to fit two into my weekly grocery budget with no problems.

Happy days!

My Previous Overspending Lifestyle

Today I was looking at my student loan payments and even though I am managing to overpay by about $200 each month, I still feel completely overwhelmed by the amount of my debts when I really sit down and think about it.

To try and take my mind off of it, I began to organise the junk drawer. In my passport case, I found the amazing amount of receipts from Terry and my trip home to Nashville this past year. I saved the receipts so that I could sit down and total them up when I got home but, as I did so often in my previous overspending lifestyle, I just buried my hand even further in the sand and ignored it.

So I sat down, totalled them up and I am actually horrified. In two short weeks, Terry and I spent $1859.52. And that’s just what I have receipts for.

This consist of:
$148 at salons
$129.80 on school supplies
$30.20 on gas
$552.88 on clothing – only $86.93 of which was spent on Terry
$328.01 on food & eating out
$522.45 on toiletries
$98.34 on random things like souvenirs and Christmas crackers for the family

I remember sitting down with a friend on the first day of my year of no spending and admitting that I had no idea how Terry and I had fallen so far in debt. And I had spent $1860 while on vacation just weeks prior.

I should highlight that this was by no means normal spending for me, it’s just that every time I go home to America I get so excited I just buy everything I can. And then buy a few extras just in case I run out before I get a chance to go back and buy some more.

As I think about this, I am equally ashamed that I was allowing myself to make such poor decisions and relieved/proud that I am no longer allowing tips to happen and that I am doing something about it.

Never again will I spend money so carelessly.