What would you do with £891.51?

Terry and I have been talking about what we would do with an extra £891.51 recently after receiving the following statement in the mail:



On the one credit card left unpaid, we paid a total of £785.01 in interest and a further £106.50 in fees last year. Ugh! It’s so easy not to think about interest on a monthly basis, but it’s hard to ignore it on this statement and it’s horrible to see how much of our hard-earned money is being wasted on paying off things that I probably didn’t need in the first place. I think if my student loans sent me these statements I would have an emotional breakdown.

Terry and I have decided that if we had that money in our pockets, we would take a long weekend in Dublin. Of course we won’t be doing that anytime soon, but it helps to think that this time next year we will be credit card debt free and we could take a trip to Dublin with the money we’re NOT paying credit card companies.

What would y’all do with the money you’re currently paying on interest if you had it to spend?


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